Bookkeeping & financial operations for construction & home services
Books built around every job you run.
Materials, crews, subcontractors, deposits and seasonal swings make construction and home-services finances different from most businesses. Sumday ties costs to jobs, keeps receivables and payables current and gives you a cash picture you can plan around.
- Job costing
- Subcontractor payments
- Cash-flow visibility
Common financial challenges
Where business books get complicated.
Margins live job by job
Materials, labor and subcontractor bills need to be tied to the right job before you can see which work actually made money.
Subcontractors need tracking
Subcontractor invoices, payments and year-end information pile up quickly when several crews work across several jobs.
Cash arrives after the work
Deposits, progress billing, retainage and slow-paying customers leave a gap between doing the work and getting paid.
Seasons swing everything
Busy months fund quiet ones. Without a forecast, it is hard to know when to hire, buy materials or draw on credit.
Who we support
Businesses in this group.
Some specialties have their own page with more detail. For others, scope is confirmed in a consultation.
- Contractors Job costing, deposits, progress billing and crew payroll.
- Home services Service-call revenue, vehicles, technicians and seasonal cash.
- Specialty tradesElectrical, plumbing, HVAC, roofing and similar trades — scope confirmed in consultation.
How Sumday supports this industry
You run the business. We keep the books straight.
Job costing
Costs coded to jobs so margins are visible while work is still under way.
- Materials and supplier bills by job
- Crew labor allocated from payroll
- Subcontractor costs by job
- Job and service-line profitability reports
Payables & subcontractors
Bills captured, coded and scheduled for your approval.
- Supplier and subcontractor bill intake
- Approval routing by job or project manager
- Vendor tax-form collection during the year
- Payables aging and upcoming commitments
Receivables & deposits
Invoices, deposits and progress billing tracked so you know who owes what.
- Customer deposits tracked until work is complete
- Progress billing and retainage balances
- Invoice follow-up in your business name
- Receivables aging by customer
Cash & seasonal planning
A forward view of cash through busy and quiet months.
- Rolling cash forecast
- Vehicle and equipment loan schedules
- Seasonal staffing and purchasing scenarios
- Line-of-credit balance tracking
Relevant services
The services that fit this work.
Accounting & Bookkeeping
Monthly books, reconciliations, close and financial statements you can rely on.
Learn moreAccounts Payable
Bill intake, approvals and scheduled vendor payments with a clear audit trail.
Learn moreAccounts Receivable
Invoicing, payment tracking and friendly, consistent follow-up on what you’re owed.
Learn morePayroll Coordination
Payroll coordination, compensation tracking and clean payroll entries in your books.
Learn moreFinancial Dashboards
Clear dashboards built on your reconciled books, focused on the numbers you use.
Learn moreFractional CFO
Cash-flow strategy, forecasting and financial leadership for your next stage.
Learn moreExample bookkeeping workflows
What the monthly work looks like.
Illustrative workflows. Your actual process is agreed during onboarding and depends on your systems and records.
Weekly job-cost coding
- Collect supplier receipts, subcontractor invoices and timesheets for the week
- Code each cost to the job and cost type it belongs to
- Flag costs that cannot be matched to a job for your review
- Update job-cost reports so margins reflect work to date
Monthly subcontractor payables run
- Capture subcontractor invoices in one place and check them against agreed amounts
- Confirm vendor tax forms are on file before first payment
- Route invoices to the right person for approval
- Prepare the approved payment run for release by your business and record it
Reporting
Know what’s working. Grow what works.
After each close, reporting can include views like these where your records support them.
- Job and service-line margin
- Deposits and work-in-progress balances
- Subcontractor spend by job
- Receivables and payables aging
- Seasonal cash forecast
- Monthly P&L
Who this suits
A good fit if…
- General and specialty contractors running several jobs at once
- Home-services businesses with crews, vans and seasonal demand
- Owners who want to price jobs on real margins, not estimates
- Businesses that pay a regular bench of subcontractors
What Sumday doesn’t do here
- Licensing, bonding, permit or lien filings
- Certified payroll or prevailing-wage reporting filings
- Preparing or filing tax returns
- Percentage-of-completion revenue recognition outside a scoped controller engagement
- Legal advice on contracts or worker classification
Get a tailored quote for your business
Share how your business runs and we’ll confirm the right scope in writing before anything begins.
Questions
For construction & home services.
Can you track costs by job?
Yes. Job costing is set up during onboarding using classes, projects or tags in your accounting platform, and costs are coded to jobs as they come in.
Do you work with field-service or estimating software?
We reconcile from the job, invoice and payment exports your software produces. Compatibility with your specific system is confirmed during your consultation.
Can you pay my subcontractors?
We prepare subcontractor payments for approval. Payments are released by an authorized person at your business; Sumday never holds your funds.
Do you handle permits, licensing or lien filings?
No. Sumday focuses on bookkeeping and financial operations. Those filings stay with you or the appropriate professional.
Better books. Brighter business.
Your next chapter starts here.
Clear records and useful reporting for your business, with a scope confirmed before you commit.
